Wednesday, August 22, 2007

Matching Food to the Right Wines

When it comes to food and wine, most people are brought up with the rule stating red goes with red, white goes with white, which means red wine goes with red meat while white wine goes with fish and poultry. Then came the postmodern maxim which says that if you like the taste, the match is perfect.

Despite the presence of these simplistic guides, many people still don't know how to match food and wine well. The truth is, many really don't know what tastes good and what doesn't. Fortunately, the art of food and wine matching follows a simple logic that is quite easy to follow.

The bottom-line with food and wine matching is that the food should have an equal fighting chance with the wine and vice versa. Simply put, one shouldn't dominate the other. When you bite into food, its tastes and pleasures should be enjoyed. When it is the wines turn to be sipped, it should evoke an equally pleasurable sensation. Now, when it is time to bite into the food again, it should be the star of that moment. And finally, when it's time for the wine to draw, it should rise up to prominence once more.

In short, the food should be able to replace the flavors of the wine with every bite, and conversely, the wine should be able to replace the taste of the food with every sip. When the combination isn't good, one will overpower the other.

To achieve this, you have to take in consideration the dominant tastes found in both the food and wine. Sweet food, such as dessert, goes with sweet wine. Food with hints of bitterness, such as charbroiled meat, would go better with a bitter wine. Acidic foods or those foods that go great with a dash of lemon or vinegar, go with acidic wines.

Here is a short overview of wine flavors:

Acidic wines include Sauvignon Blanc, Riesling, White Bordeaux for whites and Pinot Noir, Red Burgundy, Sangiovese, and Gamay for reds. Acidic white wines usually go well with seafood because of their delicate flavor. Acidic red wines go well with tomato based dishes and grilled seafood.

Wines with bitterness include Cabernet Sauvignon, Red Bordeaux, Red Zinfandel, and Merlot. These usually go well with steaks and roasts.

Sweet wines include Vovray, Asti Spumante, Chenin Blanc, or most German wines for whites and Lambrusco, Port, Sherry and Vermouth for reds. These usually go well with dessert or by themselves.

Matching wine with food is not that complicated with this simple guide. Happy matchmaking!

Bill McRea is the publisher of Knowninfo a premium website dedicated to providing Information, Marketing Strategies and Quality eBooks. Visit our site daily for updated information, and unique products.

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Common RV Insurance Policies

Recreational vehicle (RV) insurance policies are more complicated than either car insurance or homeowners insurance policies. RV insurance policies blend aspects of car and homeowners insurance to guarantee that all aspects of the RV are covered. There are different types of RV insurance policies that provide different amounts of coverage. Some basic policies mainly cover the vehicular aspects of the RV, such as collision and liability. Other RV insurance policies also cover items within the RV, such as plumbing and appliances. It is important that RV owners get as much coverage as they can afford since RVs are both vehicles and living spaces, and both aspects need to be insured.

RV drivers are required by law to have liability coverage, just like people who drive conventional vehicles. This protects other drivers that the RV may collide with, ensuring that if the RV inflicts damage on another vehicle, that damage will be paid for out of the RV drivers insurance. Liability coverage is the bare minimum required by most states.

Collision insurance covers any damage to the RV if any type of collision occurs. Another important type of coverage is uninsured driver insurance. This type of coverage protects the RV driver from having to personally pay for any damages to the RV done by uninsured motorists. Total loss coverage ensures that if the RV is damaged beyond repair, the insurance will cover the cost of its replacement. This type of insurance protects the RV owner from any liability for injury or damage that may occur in the direct vicinity of the RV in a campsite.

Since RVs can be dwellings as well as vehicles, the property inside the RV should also be covered. The law does not require this coverage, but it is a good idea, especially for people who live primarily in their RV. RVs contain items that cars dont have, such as furniture and appliances. If the RV is damaged extensively, these items could require repair or replacement. Other items such as plumbing and electrical components of the RV can also be insured. Many people store things like clothes, TVs, computers, and camping gear in their RVs. Just like in a home, these items can be damaged or stolen while on the road, so it is a good idea to purchase insurance for them. Many RV insurance policies are designed for people whose RV is their primary residence. These policies cover all vehicular and home aspects of the RV.

RV insurance policies are complicated, but it is vital that RV owners purchase the right coverage. The bare minimum is not enough for people who live in their recreational vehicle.

RV Insurance Info provides detailed information about RV insurance quotes, policies, and companies, RV rental insurance, and more. RV Insurance Info is the sister site of RV Rentals Web.

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Selling Your Own Home

The process of home sales has traditionally been handled by the real estate agent. However, in recent years the idea of owners selling their homes themselves has gained momentum. The FSBO method of home sales is usually utilized by owners who want to save money on fees that are typically changed by a realtor. That being said, there are quite a few things that a realtor does in the sales process that you as a seller will have to see to yourself. Its a good idea to educate yourself on these before you dive into a FSBO arena.

Selling your home yourself can be an extremely rewarding process. It can also be quite tiring as there is a lot of legwork to be done. Usually your first step will be to have a few CMA's done on your home by local realtors. This will give you a good idea of what homes in your area are selling for. You don't want to simply pick a number that you would like to see on a check as that will almost ensure that your home does not sell. You have to keep your home competitive with others that offer similar floor plans, an a realtors marketing package.

The marketing of a home is one of the most important steps of the selling process. Try to find a FSBO website that offers you the ability to post your listing on the web. In today's high technology world, most homes are seen for the first time online. Unfortunately a simple "for sale by owner" sign will not draw the attention that you need and want. The other thing that you should be sure to do is familiarize yourself with the financing options that are available for FSBO homes. Many mortgage companies will offer different packages when dealing with an FSBO home, make sure that you know these as well as the buyer does. Finally, if you are not well versed in real estate contracts, find some help. With a sale as important as this you need someone who knows contracts inside and out. This is to ensure that you are not taken advantage of or contractually obligated to terms that you did not agree to or that you are not legally responsible for. These contract professionals can also assist with the transfer of title, and the monies involved in the sale. You cannot be too careful with such a sale.

Ken Hamric is a representative of http://www.homesbyowner.com Homes By Owner is an intuitive site that allows you to advertise your FSBO home in over 900 metro areas of the U.S. and Canada. Come and check out the largest network of FSBO experts in North America.

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Copyright - It Costs You Nothing

Copyrighting anything you have created costs you nothing. You simply put Your Name 2005 (2006, etc.) on it, beside it, or wherever the public can read it, and the act of copyright is done. It's free -- a gift from your government.

You've probably heard that registering your copyright costs you $30. Yes, that's true, there is a $30 dollar fee if you choose to formally register your song, short story, photograph, painting, or whatever. You fill out Form TX for the written word, or form VA for graphic creations, such as photographs. Send in two copies of the 'work', plus your $30 dollars, to the Register of Copyright, Library of Congress, and your work will be entered into the archives and you will be in a better position to collect compensation in case of copyright infringement.

However, your work is still protected when you simply place a (c), plus your name or the name of your publication, on your masthead of your periodical, or over one of your thumbnails on the web.

Many people confuse registering a trademark, or patenting an invention, with copyright. The first two consist of long and drawn-out processes, and usually require an attorney. Not so with registering a copyright.

If you haven't taken advantage of the free copyright privilege provided to you by our Copyright Law, begin to do so today. A (c) on everything you've produced, wards off would-be infringers. It carries the aura of a federal offense -- like the label on a mattress: Do Not Destroy Under Penalty Of Law. The (c) sign also adds an air of professionality to your photograph.

* What does work-for-hire mean?

If you are employed by a company and take a picture or write a story for that company as part of your duties as an employee, generally speaking that is work for hire. The company owns the picture or created work, not you. You have probably, somewhere along the line, signed a "work for hire" agreement with your employer. (If you haven't, the new law assumes you have total ownership of your pictures, or writing, unless theres an agreement in writing to the contrary).

If you are an editor of a company magazine and you specifically order or commission a freelancer to take a certain picture for which you want to retain all rights, and you have a signed agreement saying so, the freelancer is "working for hire."

However, if you, as an editor of a magazine, give a freelancer an assignment (writing or photography) and your magazine pays for the film and expenses, the writer or photographer is not necessarily working for hire unless you and he/she sign an agreement saying so.

Most writers or photographers don't care to sign such documents. If they do, they demand a much higher fee than their normal "one-time rights basis" fee.

On the other hand, if you do not commission the writer or photographer to "work for hire, there's a monetary advantage when you "lease" a photograph or an article on a one-time rights basis, at a cost much lower than if you were to purchase exclusive rights to that article or photograph. If your magazine or periodical has a medium or low budget, explain to the photographer or author that he/she is free to market their work elsewhere since you are purchasing only one-time rights. Because your periodical is specialized, you'll probably have no problem with cross-readership conflict. [Section 101(1)(2)]

* How long does an author own the copyright on his/her writing or a photograph?

The new Copyright Law says a created work "subsists from its creation" (when the article is completed, or the picture is snapped), and he/she owns copyright to it for as long as he/she lives, plus 75 years. That is if the author registers the copyright. In some rare cases, an author could publish an article in an uncopyrighted magazine, and if no copyright notice ((c)2005 John Doe) appeared alongside the article, and if the author did not rectify this within five years, the article could become public domain -- that is, anyone could use the article (or photograph, or drawing, etc.). But this would be rare.

The old copyright law, by the way, allowed only fifty-six years to own a created work. To register your copyright, the current fee is $30. Ask for Form VA for graphic arts and Form TX for non-pictorial work such as writing. The address: Register of Copyrights, Library of Congress, Washington, D.C. 20559. Their phone: (202)707-3000. (Information specialists will answer your specific questions any time of day). Again, it is not totally necessary to register (fee) your created works. Doing so does make your legal recourse, in case of infringement, much stronger with regard to collecting monetary recompense. However, simply placing a (c) on your photograph or writing is usually sufficient to tell the world that the work is yours. Placing that (c) on it costs you nothing. Section 302(a); 405(1)(2)(3)]

* Can a photographer place the (c) notice on his/her slides and photographs and be protected, in court, even if he/she didn't register the picture with the Copyright Office?

If a picture is not registered (with the Copyright Office), it does not mean it is not copyrighted. Use this analogy: Your automobile -- you own title (copyright) to it, even if you choose not to register it. Once you drive it (publish your picture), you're vulnerable to accidents (infringement). If you were to go to court, it would be a lot easier for your attorney to represent you (and to win your case), if your automobile (photo) was registered with the Department of Motor Vehicles (Copyright Office). [Section 401(a)(c), 405(a)(2)(3), 407(a)(2), 408(a)]

* What if you, as publisher or editor, want to reprint a photographer's picture a second time, as a reprint of the original publication of it, or you want to use the photographer's picture to advertise your publication, or want to use his/her picture a second time in an anthology? Do you, the publisher or editor, have the right?

A publisher is privileged to use a picture a second time without agreement with or additional compensation to the photographer, when a picture is used as a revision of the original book or periodical. For other usage, such as advertising, or a different editorial use, other than the original use, additional compensation to the photographer (or author) is in order. [Section 201(c)] Note: a common practice in the publishing world is to pay a photographer 75% of the original fee for the photograph when the photo is used a second time, for a use different from what the photograph was originally used for.

* What is the statute of limitations for infringement?

If you don't discover an infringement within three years, you have no legal recourse for damages. [Section 507(a)(b)]

* Are pictures used in advertising also copyrighted by the publisher in a copyrighted publication?

No. The publisher can claim copyright only on that material over which he has editorial authority and control. Therefore, if a photographer's picture is used for advertising purposes, it should be published with the copyright notice visible. But this is a task for the advertiser to address, not the publisher or editor. [Section 404(a)]

- - -

References:

Public Law 94-553 (90 Stat. 2541) Title 17 USC Copyrights, signed on October l9, l976, by President Gerald Ford; entered into force on January 1, 1978; supersedes the Copyright Act of 1909.

Rohn Engh, veteran stock photographer and best-selling author of Sell & ReSell Your Photos and sellphotos.com, has helped scores of photographers launch their careers. For access to great information on making money from pictures you like to take, and to receive this free report: 8 Steps to Becoming a Published Photographer, visit http://www.sellphotos.com

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Discount Hardwood Flooring - A Beautiful Option For Your Home

I think everyone likes hardwood flooring. Who can resist the rich, warm glow of a gleaming hardwood floor? Owning a hardwood floor is not for everyone. Before you are ready to go out and buy a new hardwood floor, you need to ask yourself if owning a hardwood floor will be right for you and your family.

Hardwood flooring can be expensive. You can easily find discount hardwood flooring when you search on the internet. Discount hardwood flooring is fairly easy to maintain, depending upon which type of wood you decide to use. Usually all that is needed is a quick sweep or a vacuum followed by a damp mop. To keep your discount hardwood floor looking its best, you should use a professional cleaning product on occasion.

You may want to think about the ecological aspect of a hardwood floor. Hardwood is a renewable commodity, but it is becoming scarce in some parts of the world. Usually the manufacturers of hardwood flooring are diligent about renewing their resources.

Discount hardwood flooring will enhance any room of your home. Even the drabbest room in your home will look elegant when you have hardwood flooring. When you decide to install discount flooring in your home, you are making an investment that will increase the value of your home. Many realtors will tell you that a home that has hardwood floors will sell quicker and at a better price than a home without them.

You can be sure that any type of discount hardwood flooring will outlast any carpeted floor. Even if a hardwood floor is in need of some loving care, it can easily be sanded and refinished for a lot less than you would pay for new carpeting.

If you are a pet owner, you know how pet odors can get trapped in your carpets. That will never happen when you own a hardwood floor. They can take a lot of abuse and still look beautiful. A hardwood floor also grows more beautiful as it ages unlike many other types of flooring that can look worn and outdated. When you install discount hardwood flooring in your home, it will retain the timeless beauty that no other flooring can duplicate.

For more information about Discount Hardwood Flooring? feel free to visit us at: http://www.aboutflooring.net/Discount-Hardwood-Flooring.html/

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Termite Bait System - Not For My House

Termites are not lured to the termite baits, one must wait until they encounter them by "chance" during their random foraging activities. Systems like this are very expensive to install and they require maintenance every single month in order to stand a chance at being effective. Until such time as the termites "take the bait" they can continue to damage the home. Sometimes termites will continue to damage the home even after they "take the bait".

On think is for sure, termite companies make more money installing baiting systems, the bait stations are cheap, they can be installed by unskilled help and best of all the company charges you more money for something that costs them less and the company gets paid over and over again because of the required ongoing maintenance required.

Many questions about baits are still without answers. One thing we do know is that the products will not perform by simply hammering a few baits into the ground and walking away. Success requires thoughtful installation and diligent monitoring by an experienced service technician, backed by a responsible pest control firm.

Application of sub surface pesticides usually achieves faster control, it is also frequently more effective and more economical. Many times baits are in place for years while the termites keep munching away on the wood structure of your home.

Michael Del Greco is President of Accurate Inspections, Inc. A New Jersey home inspection firm. He has performed thousands of home inspections in New Jersey since 1993. He has taught the New Jersey Home Inspector Licensing classes and New Jersey Home Inspector CEU classes as well as participated in developing questions for the National Home Inspector Exam. Michael's home inspector resume may be viewed at http://www.accurateinspections.com/michael2.htm.

Visit http://home-inspector.NewJerseyHomeInspection.com for a list of home inspectors in New Jersey.

This article may be freely reproduced if it is not altered and the above two lines are reproduced with active hot links.

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